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I am applying online for the first time. How long does the application process take? |
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It takes about 15 minutes and your application is sent directly to the underwriting department. |
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How long does it take to get approved? |
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The underwriting process usually takes anywhere from 2 days to 1 week. |
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What is the difference between co-pays and deductible? |
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Co-pays are what you pay for doctor visits and prescription drugs. Deductibles usually have to be met when a person is hospitalized. |
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Are all the insurance companies on this website "A" rated health insurance companies and not discount health plans? |
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Yes, they are all "A" rated health insurance companies. |
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If I choose not to apply online can I get an application faxed or mailed to me? |
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Yes |
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If I am approved, how long does it take to get my insurance and prescription cards? |
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About 5 business days. |
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What if I don't need insurance for at least 60 days, can I still apply now? |
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Yes, the policy effective date will go into effect on the date you specified on the application. |
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I have a question regarding a particular plan, can I speak directly to a licensed agent? |
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Yes, you can speak directly to an agent from 8am to 6pm. |
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I am not sure what plan is right for me or for my family, they all look alike, can someone break down and explain the different features on the plans. |
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Our staff is here from 8am to 6pm CST. We will be happy to answer any questions or concerns you might have. Our goal is to inform and educate you so that you can make the best decision in purchasing major medical health insurance. |
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